BKS Bank

BKS Bank - grow with us!

The BKS Bank is a universal bank with its headquarters in Klagenfurt, offering all the usual banking services of a full-service bank. Emphasis in customer business is placed on middle sized companies, and employed and private persons. In cases where the BKS Bank itself cannot offer services required by customers, for example in the areas of leasing, savings plans for home construction, investment funds and life insurances, and real estate services, our subsidiaries, associated companies and two cooperation partners, Generali Versicherungs AG and the Bausparkasse Wüstenrot AG, can cover all needs.

The core competencies of the BKS Bank in corporate and business banking include enterprise financing, assessment of current assets and domestic and foreign payment transactions. The core competencies in retail banking include wealth and investment advisory services as well as home construction financing. The BKS Bank together with the Oberbank and the Bank für Tirol und Vorarlberg comprise the 3 Banken Gruppe. The sophisticated participation system makes adversarial takeovers nearly impossible and thus guarantees long-term stability in the owner structure. Our cooperation through mutual subsidiaries makes it possible for the BKS Bank to offer customers state of the art, cost efficient solutions.

All activities of our institution are based on an exact estimation of the connected risks and their inherent effects on the bank as a whole. The business model of the BKS Bank is built on organic growth and sustainability. For this reason, all expansion is done step by step and all business transactions are limited to areas where we ourselves have sufficient know-how. Our market area includes the Austrian provinces of Carinthia, Styria, Burgenland, Lower Austria and Vienna, as well as the countries Slovenia, Croatia, Slovakia, Italy and Hungary.

The BKS Bank has been involved in the welfare of its employees for many years. In 2010, for example, the comprehensive health program “A healthy bank” was awarded the seal of approval for company advancement of health. BKS Bank as well received the state Seal of Quality “Career and Family”. The BKS Bank was awarded the seal of approval for exemplary non-smoker protection in 2009, and in 2007 the Nestor in the category Large Businesses - just to mention a few of the awards over the past few years.

Most important key data (September 30, 2010):

Seat: Klagenfurt (Austria)
Employees: 868
Balance sheet total: euro 6,3 b
Net income for the period before taxes: euro 35,8 m
Loan volume: euro 4,5 b
Primary deposits: euro 4,1 b